UnionPay Business Platinum

Card type

UnionPay, UPI GOLD, UPI BUSINESS PLATINUM 

Card currency

AMD, USD, Euros

Card validity

 5 years

Card issuance fee

 0

Card service fee

AMD 15,000 per year, if issued before 31.12.2024 - AMD 7,500 for the entire period of validity,
for foreigners – AMD 30,000, if issued before 31.12.2024 - AMD 15,000 for the entire period of validity

Issuance of supplementary card and annual service fee

Issuance - 0, annual service fee – AMD 7,500

Minimum account balance

Not required

Cash withdrawal from Bank’s ATMs 

 AMD - 0․5%

Cash withdrawal from Bank’s POS-terminals and card account

AMD and foreign currency - 1%

Annual interest rate accrued on positive card account balance

0%

Cash withdrawal from ATMs and POS-terminals of RA banks-members of ArCa

1%

Cash withdrawal from ATMs and POS-terminals of foreign banks

 1%, minimum AMD 2,000

Maximum cash withdrawal limit

UPI GOLD- AMD 2,000,000
UPI BUSINESS PLATINUM- AMD 1,000,000

Maximum daily limit of cash withdrawals

 10 transactions

Cashless payments via POS-terminals of the Bank and other banks

 0

Card blocking

 0

Card unblocking
(for wrong PIN-code or CVV input)

 AMD 1,000

Card re-issuance upon expiry

 0

Card re-issuance
(if the card is lost, damaged or PIN-code  forgotten)

AMD 7,500

Application for generation of PIN-code

AMD1,000

Cash deposits using ATM CASH-IN of banks-members of ArCa

 0.7%

Transactional SMS

Up to AMD 5,000 – AMD 20

Transactions exceeding AMD 5,000 - 0

Card-to-card transfers to other payment cards of the Bank with the EvocaTouch application

No charge to the card in the same currency,

0.3% to card in other currency

Card-to-card transfers

To Bank’s payment cards - 0.30%
To payment cards of other RA banks - 0.50%

Fee for increasing the limit of cash withdrawal up to AMD 5 mln

AMD  2,900

Fee for increasing the limit of cash withdrawal over AMD 5 mln

 AMD 4,900

Card transactions appeal fee

AMD 5,000

Fee for servicing card account of expired payment card

AMD 2,000 per month, in case of insufficient funds in the account, the Bank will charge the  amount available in the account