Loans to legal entities
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- Business loan
- Micro business loan
- Revolving credit line
- Small and medium business lending
- Lending to small and medium enterprises, Partner
- Non-repayable credit line
- Account lending
- Loans GAF - Energy Efficiency for SMEs Program
- Simple business loan (without assessment)
- Simple business loan (with simplified assessment)
- Economic Modernization Measure (effective till December 31, 2023)
- Evoca GO
- Loans, Renewable Energy and Energy Saving Program
- Bank guarantees
- Factoring financing
- Terms of payroll projects
- Micro, Small and Medium-Sized Enterprise Financing by KFW Development Bank
- Loans for Small and Medium-Sized Businesses “Liquid+”
- Lease
- Combined credit line terms in the framework of payroll projects
- Business overdraft based on POS-terminal turnover
Terms of payroll projects
|
Card type and service fee |
Management |
Visa Gold / MasterCard Gold |
Free of charge |
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Other employee |
ARCA |
Free of charge |
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Visa Classic / MasterCard Standard |
AMD 150 (monthly) |
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Card provision fee |
Free of charge |
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Encashment fee when encashing from Bank’s encashment points |
0 % |
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Encashment fee when using encashment points of ARCA system member banks |
0.8 % |
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Non-cash transaction |
0 % |
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Credit limit provision |
Management |
Up to ten times of the salary, maximum AMD 5 mln |
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Other employee |
Up to eight times of the salary, maximum AMD 3 mln |
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Nominal interest rate of the credit line |
16 % annual |
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Other fees in regard to credit line provision |
Free of charge |
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Provision of remote systems: “EvocaTouch” and “EvocaOnline” |
Free of charge |
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