Consumer loans

  • EvocaHOME
    EvocaHOME

    Want to renovate your apartment? or planning to buy new furniture? With the new overdraft offered by Evoca, you will create the apartment of your dreams with the most convenient conditions.

    • 16%

      Annual nominal interest rate

    • up to 10 mln ֏

      Amount

    • 60 months

      Loan term

  • Personal loan secured by property collateral (with credit assessment)
    Personal loan secured by property collateral (with credit assessment)

    Do you need money to cover current financial needs? Are you looking for low interest loans? Then you are in the right place! Welcome to Evocabank!

    • up to 100 mln. ֏

      Amount

    • In case of pledging a real property 24-120 mon.

      Loan term

    • In case of pledging a movable property 60 mon.

      Loan term

    • from 15%

      Interest rate

  • Property Secured Personal Loans (without income statements)
    Property Secured Personal Loans (without income statements)

    Property secured loans without income statements requirement.

    • up to 50 mln. ֏

      Amount

    • 24-120 months

      Loan term

    • from 16%

      Interest rate

    • up to 50%

      Loan/collateral ratio

  • Guaranteed Loans
    Guaranteed Loans

    Do you need money to bring new ideas to life? Make them real with Evocabank!

    • up to 10 mln. ֏

      Amount

    • up to 60 months

      Loan term

    • up to 19%

      Interest rate

  • Gold Secured (Pawn) Loans
    Gold Secured (Pawn) Loans

    Apply for a gold secured loan at Evocabank’s branches within several minutes and get a loan up to 95 percentage points of the estimated value of the gold item.

    • up to 50 mln. ֏

      Amount

    • 3-36 mon.

      Loan term

    • from 15.5%

      Interest rate

    • up to 95%

      Loan/collateral ratio

  • Gold Secured (Pawn) Loans Based on Creditworthiness
    Gold Secured (Pawn) Loans Based on Creditworthiness

    Evocabank offers gold secured loans in cash and non-cash.

    • up to 50 mln. ֏

      Amount

    • 24-36 mon.

      Loan term

    • 19.5%

      Interest term

    • up to 150%

      Loan/collateral ratio

  • Deposit secured loan / credit limit
    Deposit secured loan / credit limit

    Don’t spend your savings! We have a profitable offer to cover your financial needs!

    • of the deposit amount up to 95%

      Amount

    • of the bond amount up to 80%

      Amount

  • Overdrafts
    Overdrafts

    Today overdraft is one of the best and the fastest ways to handle the unforeseen financial needs. Evocabank offers overdrafts with the minimum monthly prepayment.

    • up to 10 mln. ֏

      Amount

    • up to 36 months

      Loan term

    • from 16%

      Interest rate

  • Credit Line with Visa Infinite Card
    Credit Line with Visa Infinite Card

    Get credit line from Evocabank with Visa premium class Infinite card and you’ll have lots of benefits.

    • up to 10 mln. ֏

      Amount

    • 12-36 months

      Loan term

    • 15%

      Interest rate

    • Up to 45 days

      Grace period

  • Student Loans
    Student Loans

    Do you want to acquire new skills and qualifications, but you don’t have enough funds? No worries, Evocabank will pay for you, just realize your dreams!

    • up to 4 mln. ֏

      Amount

    • up to 120 months

      Loan term

    • 9%

      Interest rate

    • 2-3%

      Subsidized interest rate

  • Evolution
    Evolution

    It's time for new qualifications and specializations, but there are obstacles with tuition fees payment! Evocabank will pay for you.

    • up to 1 mln. ֏

      Amount

    • up to 18 months

      Loan term

    • from 18%

      Interest rate

  • Salary Overdrafts
    Salary Overdrafts

    Are you Evoca salaried card holder and do you have problems with current expenses? Evocabank will provide favorable Salary Overdrafts.