Commission Tariffs and Rates
Mastercard Digital Gift Card
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Card type |
Mastercard World Digital Gift Card |
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Card currency |
AMD, USD, Euro |
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Card source and fee paid by gift-giver |
Bank website, international and local cards– 3% Evoca Touch App – 0% |
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Amount to be loaded on the gift card |
Minimum - AMD 10 000 / EURO 20 /USD 20 Maximum – AMD 2 000 000 / EURO 5 000/ USD 5 000 |
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Card validity |
6 months after ordering the gift card |
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Upon expiration of the Mastercard Digital Gift card, card account service fee |
10% of the unused monthly balance |
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Transactions implemented using Mastercard Digital Gift card |
Local and international transactions in online and offline stores[1] |
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Minimum card balance |
Not required |
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Annual interest rate accrued on the positive card account balance |
0% |
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Fee for non-cash payment for goods and services |
Not applicable |
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Card blocking |
Free of charge |
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Card re-issuance |
Card may be reissued only if the card amount is not used by cardholder |
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Fee for reissuance of a gift card in case the card amount is not used by the cardholder and customer applies for transferring the balance to a new card |
AMD 4 900 |
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Monthly card account statement |
Free of charge |
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Card account statement for more than 1-month transactions |
Free of charge |
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SMS notification on transactions[2] |
Transactions equal to or below AMD 5,000 |
AMD 20[3] |
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Transactions over AMD 5,000 |
0 |
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Card transaction dispute form[4] |
AMD 5,000 |
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Penalty for card overspending |
20% per year |
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[1] Restrictions imposed on the following transactions: cash withdrawal, cash crediting via payment terminals and non-cash transfer, card-to-card transfers, utilities payments, electronic wallets loading, betting/gambling transactions, as well as payment for financial services (including loan repayment, deposit replenishment, etc.)
[2]Fees include VAT.
[3] The fee will be charged also for SMS notification on declined transactions irrespective of the transaction amount.
[4] Will be charged only in cases when it was identified that the appealed transaction was executed by the customer or the transaction was made possible due to a breach of card rules by the customer.
