Commission Tariffs and Rates

ArCa Classic cards

ArCa Classic payment cards

Service name

ArCa AMD

ArCa USD

ArCa EUR

ArCa RUB

Card issuance

0

0

0

0

Card service/ AMD

Annual

1 500

1 500

1 500

1 500

Monthly

190

190

190

190

Additional card

0

0

0

0

Annual service fee for additional card

1 500

1 500

1 500

1 500

Interest accrued on card account balance

0%

0%

0%

0%

Cash withdrawals from Bank’s ATMs

Up to AMD  300 000 (inclusive) per month – free of charge, if more than AMD

300 000 – 0.2% per month

0.5 %

0.5 %

0.5 %

Cash withdrawals with or without a card at the Bank’s cash department

 0.5%, min AMD 500

0.5%, min AMD 500

0.5%, min AMD 500

0.5%, min AMD 500

Cash withdrawals from other banks’ ATMs and POS-terminals

1 %

1 %

1 %

1 %

Cash crediting using Cash-in ATMs of Evocabank and other ArCa member banks

0.6%

0.6%

0.6%

0.6%

Cashless transactions via POS-terminals of the Bank and other banks

0

0

0

0

Card blocking

0

0

0

0

Card unblocking

AMD 1,000

AMD 1,000

AMD 1,000

AMD 1,000

Expired card replacement

0

0

0

0

Lost or damaged card  replacement

AMD 1,500

AMD 1,500

AMD 1,500

AMD 1,500

PIN reissuance

AMD 1,000

AMD 1,000

AMD 1,000

AMD 1,000

Monthly account statement

0

0

0

0

Card account statement for a period over 1 month [1]

AMD 1,000

AMD 1,000

AMD 1,000

AMD 1,000

Fee for increasing the daily limit of cash withdrawal throughout the card validity

Fee for increasing the limit of cash withdrawal up to AMD 5 mln

AMD 2,900

AMD 2,900

AMD 2,900

AMD 2,900

Fee for increasing the limit of cash withdrawal over AMD 5 mln

AMD 4,900

AMD 4,900

AMD 4,900

AMD 4,900

Card-to-cards transfers

To Bank’s payment cards via ATMs

0.3 %

0.3 %

0.3 %

0.3 %

To payment cards of other ArCa member banks and banks working with Arca via H2H channel

0.5%

0.5%

 

0.5 %

0.5 %

Card-to-card transfers via  EvocaTouch/EvocaOnline  within the Bank

To the same currency card -  0%

To another currency card - 0.3%

Card-to-card transfers via  EvocaTouch/EvocaOnline  to other ArCa member banks and banks working with ArCa via H2H channel

0.5%

Transactional SMS

Transactions up to AMD 5,000 [2]

AMD 20

AMD 20

AMD 20

AMD 20

Transactions exceeding AMD 5,000

0

0

0

0

Penalty for overspending

20 % per year

20 % per year

20 % per year

20 % per year

[1] Fees include VAT.

[2] SMS fees will apply also to declined transactions, irrespective of the transaction amount.