Commission Tariffs and Rates

Evoca Gift Card

Evoca Gift cards

Card type

Arca Gift card

Card currency

AMD

Amount to be loaded on the gift card

Minimum - AMD 10 000

Maximum - AMD 1 000 000

Card validity

6 months after card issuance

Transactions using Evoca Gift card

Retailers operating in Armenia [1]

Cash withdrawal

Not allowed

Minimum card balance

Not required

Annual interest rate accrued on the positive card account balance

0%

Fee for non-cash payment for goods and services

Not applicable

Commission for non-cash payment of goods and services

Free of charge

Card blocking

Free of charge

Card re-issuance

Not applicable

Fee for transferring the card balance to another card [2]

AMD 4 900

PIN code generation request

AMD 1000

Monthly card account statement

Free of charge

Card account statement for more than a month period

Free of charge

SMS notification on transactions

Free of charge

Penalty for card overspending

20% per year

Monthly service fee after expiration of card validity

10% of the card account balance as of validity end date

[1] Restrictions are imposed on the following transactions: cash withdrawal, cash crediting via payment terminals and non-cash transfer, card-to-card transfers, utilities payments, electronic wallets loading, betting/gambling transactions, as well as payment for financial services (including loan repayment, deposit replenishment, etc.).

[2] Card balance may be transferred to another Gift card only in case of the cards linked to the Customer’s account but expired/lost/damaged or not linked but still valid cards when it is possible to identify the Gift card buyer who may request a balance transfer.