Commission Tariffs and Rates
Mastercard World Digital cards
Card type |
Mastercard World Digital |
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Card currency |
AMD, USD, Euro |
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Mastercard World Digital card service fee |
Lump-sum payment, AMD 1,000 |
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Required minimum balance |
Not applicable |
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Annual interest accrued on card account balance [1] |
0% |
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PIN issuance/reissuance |
AMD 2,000 |
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Cash withdrawal[2] |
From Bank ATMs, POS-terminals |
AMD - 2 % |
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USD - 2 % |
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Euro - 2 % |
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From ATMs and POS-terminals of RA banks-members of ArCa |
2.5 % |
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From ATMs and POS-terminals of other banks |
2.5 %, min AMD 1,500 |
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Maximum daily cash withdrawal limit |
Transaction amount |
AMD 1,000,000 or foreign currency equivalent |
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Transaction number |
10 |
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Maximum amount of cash withdrawal per transaction |
AMD 300,000 – AMD 400,000 (subject to ATM type) |
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Account crediting via Bank’s payment terminals |
0 |
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Maximum amount of account crediting via Bank’s payment terminals per transaction |
AMD 100,000 |
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Account crediting via ATMs (ATM CASH-IN)2 of the Bank and other banks-members of ArCa |
0.6 % |
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Electronic funds transfer to card account |
0 |
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Fee for cashless payment for goods and services |
0 |
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Transferring funds via EvocaTouch/EvocaOnline within the Bank |
To same currency card - 0% |
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To another currency card - 0.3% |
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Transferring funds via EvocaTouch/EvocaOnline to payment cards of other ArCa member banks and banks working with Arca via H2H channel |
0.5% |
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Card blocking |
0 |
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Card unblocking (in case of wrong PIN or CVV input) |
AMD 500 |
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Expired card replacement |
0 |
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Card replacement for other reasons |
AMD 2,000 |
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Monthly account statement |
0 |
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Card account statement for a period over 1 month [3] |
0 |
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Transactional SMS |
Transactions up to AMD 5,000[4] |
AMD 20 |
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Transactions exceeding AMD 5,000 |
0 |
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Fee for increasing the number and amount of cash withdrawals |
0 |
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Card transactions appeal fee[5] |
AMD 5,000 |
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Penalty for overspending |
20% per year |
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Access to credit limit |
May be available, under the Lending terms and conditions and lending fees |
[1] Interest accrued will be paid on a quarterly basis.
[2] Cash withdrawals/credits from/to Digital cards via ATMs (ATM CASH-IN) of the Bank and other ArCa member banks are possible only if PIN-code is available.
[3] Fees include VAT.
The minimum balance on which interest will accrue.
[4] SMS fees will apply also to declined transactions, irrespective of the transaction amount.
[5] Will be charged only in cases when as a result of disputing the transaction it was revealed that the transaction was made by the customer or as a result of violation by the customer of card rules.