Commission Tariffs and Rates

Mastercard World Digital cards

Card type

Mastercard World Digital

Card currency

AMD, USD, Euro

Mastercard World Digital card service fee

Lump-sum payment, AMD 1,000

Required minimum balance

Not applicable

Annual interest accrued on card account balance [1]

0%

PIN issuance/reissuance

AMD 2,000

Cash withdrawal[2]

From Bank ATMs, POS-terminals

AMD - 2 %

USD - 2 %

Euro - 2 %

From ATMs and POS-terminals of RA banks-members of ArCa

2.5 %

From ATMs and POS-terminals of other banks

2.5 %, min AMD 1,500

Maximum daily cash withdrawal limit

Transaction amount

AMD 1,000,000 or foreign currency equivalent

Transaction number

10

 

Maximum amount of cash withdrawal per transaction

AMD 300,000 – AMD 400,000  (subject to ATM type)

Account crediting via Bank’s payment terminals

0

Maximum amount of account crediting via Bank’s payment terminals per transaction

AMD 100,000

Account crediting via ATMs (ATM CASH-IN)2 of the Bank and other banks-members of ArCa

0.6 %

Electronic  funds transfer to card account 

0

Fee for cashless payment for goods and services

0

Transferring funds via EvocaTouch/EvocaOnline within the Bank

To same currency card - 0%

To another currency card - 0.3%

Transferring funds via EvocaTouch/EvocaOnline to payment cards of other ArCa member banks and banks working with Arca via H2H channel 

0.5%

Card blocking

0

Card unblocking  (in case of wrong PIN or CVV input)

AMD 500

Expired card replacement

0

Card replacement for other reasons

AMD 2,000

Monthly account statement

0

Card account statement for a period over 1 month [3]

0

Transactional SMS

Transactions up to AMD 5,000[4]

AMD 20

Transactions exceeding AMD 5,000

0

Fee for increasing the number and amount of cash withdrawals

0

Card transactions appeal fee[5]

AMD 5,000

Penalty for overspending

20% per year

Access to credit limit

May be available, under the Lending terms and conditions and lending fees

[1] Interest accrued will be paid on a quarterly basis.
[2] Cash withdrawals/credits from/to Digital cards via ATMs (ATM CASH-IN) of the Bank and other ArCa member banks are possible only if PIN-code is available.
[3] Fees include VAT.
The minimum balance on which interest will accrue. 
[4] SMS fees will apply also to declined transactions, irrespective of the transaction amount.
[5] Will be charged only in cases when as a result of disputing the transaction it was revealed that the transaction was made by the customer or as a result of violation by the customer of card rules.