Commission Tariffs and Rates

Social account (pension) cards

Social Security Payment Cards

Card type

ArCa [1]

Currency

AMD

Card issuance

0

Minimum account balance

0

Interest accrued on card account balance per year, %

3%

Cash withdrawal from card account (at service units of Bank)

0

Cash withdrawal from ATMs and POS-terminals of other banks

0.5%

Cashless transactions

0

Card blocking (at cardholder’s request)

0

Expired card replacement

0

Returning of card captured by ATM (at service units of Bank)

0

Card unblocking [2]

AMD 1,000

PIN reissuance

0

Lost or damaged card replacement

0

Application for PIN issuance

0

Monthly account statement

0

Card account statement for a period over 1 month [3]

AMD 1,000

Transactional SMS

Transactions up to AMD 5,000 [4]

AMD 20

Transactions exceeding AMD 5,000

0

Card-to-card transfers via ATMs

To Bank payment cards

0.3 %

To payment cards of other ArCa member banks and banks working with ArCa via H2H channel

0.5 %

Card-to-card transfers via  EvocaTouch/EvocaOnline  within the Bank

To the same currency card - 0%

To another currency card - 0.3%

Card-to-card transfers via  EvocaTouch/EvocaOnline  to payment cards of other ArCa member banks and banks working with ArCa via H2H channel

0.5%

[1] The customers wishing to get international cards for their social payments  may be given an international card attached to the ArCa card with the fees and rates set for payment cards. 
[2] If happened for the first time, the service is free of charge, for subsequent cases – according to the fees indicated in the table.
[3] Fees include VAT.
[4] SMS fees will apply also to declined transactions, irrespective of the transaction amount.